Flexibility Is Key
We know that roofing projects can be a significant investment, which is why we offer flexible financing options to make the process stress-free. Partnering with trusted lenders like Regions Bank, we provide competitive rates, long repayment terms, and fast approvals. Whether you need a new roof, repairs, or gutter installations, our financing solutions are designed to fit your budget without compromising on quality. At Shingle Masters, we’re committed to making your roofing project as seamless and affordable as possible.
Regions Bank
We work with Regions Bank, the nation’s leading home improvement lender, to work with customers in order to help them reach their home improvement goals. With an Regions Bank loan, you can qualify for up to $50,000 in financing for your roof replacement with low fixed interest rates and terms from 3 months to 20 years. Regions Bank offers simple interest loans, so you pay less over the lifetime of the loan.
Regions Bank looks at more than just your credit score to determine your eligibility. They also consider your debt-to-income ratio, home equity, and history of managing other credit accounts. This increases your chances of approval even if you have less-than-perfect credit.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of 4/1/2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00
Synchrony Bank
Don’t let budget concerns delay the roof your home deserves. We partner Synchrony to offer flexible payment plans with approved credit. Ask us about financing today — applying is fast and easy.
Why Choose Shingle Masters For Your Financing
Flexible, Budget-Friendly Financing
Multiple loan options with competitive rates and terms up to 20 years—built to fit your budget.
Fast & Easy Approval
Quick pre-qualification with excellent approval rates and no credit pull to get started.
Simple, Stress-Free Payments
One low, fixed monthly payment for peace of mind from start to finish.
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Frequently Asked Questions
Ask The Masters
What financing options does Shingle Masters offer?
We partner with Regions Bank to provide flexible financing solutions, including low fixed rates, terms up to 20 years, and no prepayment penalties. You can finance roof replacements, repairs, and more.
Can I qualify for financing with bad credit?
Our financing partners consider more than just your credit score, including your income and financial history. Even with less-than-perfect credit, we’ll work to find a solution that fits your needs.
What can I use financing for?
Financing can cover roof replacements, repairs, soffits, fascia, gutters, and even additional costs like permits and water damage repairs. It’s a comprehensive solution for your roofing needs.
5 Min Read
02/16/2026
